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Articles : Employment Practices
Employee suits against employers represent 20% of all civil suits filed in America in 2003.
Family held businesses are especially vulnerable since there is usually no human resource department and management is reactive rather than proactive in employment practices. Insurance, if available for such risks do not completely cover losses. Employers often absorb claims to retain coverage's at affordable rates for very large claims.
Articles
Sox Whistleblower Reach Expands
An Administrative Review Board of the U.S. Department of Labor recently expanded the rights of plaintiffs to obtain relief under the "Whistleblower" provisions of the Sarbanes-Oxley Act of 2002 (SOX).
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Supreme Court's Retaliation Decision Spells Trouble For Employers
On June 22, 2006, the U.S. Supreme Court expanded the rights of employees when it held that an employee can bring a Title VII retaliation claim based on retaliatory actions taken by an employer.
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How Being At Fault While Not Financially Responsible Works
While sitting at a traffic light waiting for the green light, you are slammed from the rear by a drunk driver who never saw you and didn't even attempt to stop. Clearly, you are an innocent victim with no fault in the accident.

Impact of Litigation on Small Business
Most companies used business assets to pay the damages. However, in the case of employee complaints, insurance covered some of the damages.  Owners mentioned that the payment of damages nearly put them out of business, which affected them for a long period of time as they worked to rebuild the business and recoup their losses.